Company Description Paidley is a financial technology company focused on empowering Africans and the diaspora with seamless physical and virtual cards and accounts. The organization is revolutionizing global payments by making cross-border transactions more accessible, efficient, and secure. Paidley is committed to advancing transformative financial inclusion, enabling individuals and businesses to participate more fully in the global economy. Team members join a mission-driven environment that values innovation, integrity, and customer-centric solutions.
Role Description This is a full-time, on-site Loan Officer role based in Ibadan. The Loan Officer will assess loan applications, evaluate creditworthiness, and recommend appropriate loan products in line with company policies. Daily tasks include gathering and verifying financial information, performing basic financial analysis, and preparing loan documentation for underwriting and approval. The role involves guiding customers through the loan origination process, explaining terms and conditions, and ensuring a clear understanding of repayment obligations. The Loan Officer will collaborate with finance and operations teams, maintain accurate records, and support compliance with relevant regulations and internal risk guidelines.
Qualifications
- Candidates should possess strong loan origination and Loan Officer skills, including application intake and documentation management.
- Candidates should possess foundational Finance skills, including basic financial analysis, credit assessment, and understanding of lending principles.
- Candidates should possess Underwriting-related skills, such as risk evaluation, policy adherence, and interpretation of credit information.
- Candidates should possess Customer Service skills, including clear communication, empathy, and the ability to build trust with a diverse customer base.
- Candidates should ideally have experience in retail or consumer lending, banking, or fintech environments.
- Candidates should have strong attention to detail, numerical accuracy, and problem-solving abilities.
- Candidates should be proficient in using digital tools and basic office software for data entry, reporting, and communication.
- A relevant diploma or degree in Finance, Economics, Business, or a related field is preferred; equivalent practical experience will be considered.