Credit Officer, Lagos Island & It's Environ

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS ISLAND & ITS ENVIRONMENT.

• OBALANDE
• APONGBON
• CMS
• CAMPUS
• IDUMAGBO
• BALOGUN
• SURA
• OKE SUNA
• OYINGBO
• IYANA OWORO
• YABA
• BARIGA
• GBAGADA

Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a credit officer, loan officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field

BENEFITS:

• Starting Salary: 174,000
• Monthly incentive
• Transportation allowance
• Pension
• Bi-annual Profit Sharing
• HMO
• Flexible working hours: 11 am - 6 pm
• Yearly appraisal
• Salary review based on performance