Legal

Legal Officer

Chronos Capital Limited·Lagos, Lagos State, Nigeria, nigeria·Full Time·Hybrid
LegalMid levelFull TimeHybrid
-

Position: Legal Officer

Job Type: Hybrid, Full-Time

Location: Lagos, Nigeria


Role Overview

We are seeking a Legal Officer to provide legal support for K2K Legacy Loans, with a strong focus on loan recovery, documentation, dispute resolution, and court representation.


The successful candidate will work closely with the Recovery, Operations, and Management teams to ensure effective recovery of outstanding loans while protecting the company's legal and commercial interests.


Key Responsibilities


Legal & Documentation

• Review and prepare loan agreements, undertakings, demand letters, recovery notices, and other legal documents.

• Provide legal guidance on loan transactions, recovery processes, and customer disputes.

• Ensure loan and recovery documentation complies with applicable laws and company policies.

• Identify potential legal risks and recommend appropriate actions.


Loan Recovery

• Manage the legal recovery of delinquent and defaulted loans.

• Issue demand letters, pre-action notices, and other recovery correspondence to defaulting customers and guarantors.

• Work with the Recovery Team to develop appropriate strategies for difficult or high-value recovery cases.

• Negotiate repayment arrangements and settlements where appropriate.

• Maintain accurate records of legal recovery cases and monitor recovery progress.


Court Representation & Litigation

• Represent the company in court and other legal proceedings relating to loan recovery and disputes, where qualified and permitted.

• Liaise with external solicitors and legal practitioners on cases requiring external representation.

• Prepare case files, legal briefs, affidavits, pleadings, and other relevant court documents.

• Track court cases, hearing dates, rulings, and other legal developments.

• Provide management with regular updates on ongoing litigation and recovery matters.


Compliance & Advisory

• Stay informed on relevant laws, regulations, and legal developments affecting lending and debt recovery.

• Advise management on potential legal implications of recovery actions.

• Ensure recovery activities are conducted professionally and within applicable legal and regulatory requirements.


Requirements

• LL.B degree from a recognised institution.

• Call to Bar qualification is required.

• 4 years' relevant experience in legal practice, debt recovery, litigation, financial services, or a related field.

• Experience handling loan recovery or financial-related disputes is an added advantage.

• Strong knowledge of civil litigation and debt recovery processes.

• Good negotiation, communication, and analytical skills.

• Ability to manage multiple cases and meet deadlines.

• Strong documentation and report-writing skills.

• Ability to work effectively with recovery, operations, and management teams.


Key Competencies

• Litigation & Court Representation

• Debt Recovery & Negotiation

• Legal Documentation

• Dispute Resolution

• Legal Research

• Risk Assessment

• Case Management

• Communication & Stakeholder Management


Apply Now

At a glance

Company

Chronos Capital Limited

Location

Lagos, Lagos State, Nigeria, nigeria

Employment

Full Time

Experience

Mid level

Valid until

Not specified

Created

October 31, 2026

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