The SME Loan Officer will drive SME lending activities, with a focus on vehicle-based financing, from customer acquisition and credit assessment to loan disbursement and repayment monitoring.
Responsibilities
Identify and engage SMEs/Individuals seeking vehicle-based financing and assess their funding needs.
Evaluate loan applications, financial information, cash flows, and repayment capacity to support credit decisions.
Manage the loan process from application and documentation through approval, disbursement, and repayment monitoring.
Build and maintain strong relationships with SME customers while ensuring timely loan repayments and portfolio quality.
Requirements
Bachelor’s Degree or HND in Finance, Accounting, Economics, Business Administration, or a related field.
2–5 years experience in SME lending, commercial lending, or credit, with hands-on experience in vehicle-based lending.
Strong understanding of credit assessment, loan structuring, collateral evaluation, and repayment monitoring.
Proven ability to acquire and manage SME customers while meeting lending and portfolio targets.