We are recruiting on behalf of a leading lending company seeking an experienced Treasury Operations professional to oversee daily treasury activities, liquidity management, loan disbursements, payment reconciliation and funding obligations.
Responsibilities
Prepare daily cash positions and rolling short-term cash forecasts.
Manage funding and release of loan disbursements through NIP, RTGS and bank/payment partner platforms.
Reconcile loan repayments, direct debit collections through NIBSS e-Mandate and payment gateway settlements.
Monitor repayment inflows against schedules and investigate discrepancies.
Manage bank accounts, mandates, signatories and relationships with commercial banks and payment providers.
Monitor borrowings, repayment schedules and covenant compliance.
Resolve failed, delayed or duplicate payments and chargebacks.
Enforce maker-checker controls and payment approval limits.
Support internal and external audits and regulatory reporting.
Manage FX requirements for foreign-denominated funding and vendor payments.
Improve treasury processes and collaborate with Technology teams to automate loan system and reconciliation processes.
Requirements
A Degree in Finance, Accounting, Economics or a related discipline is required. ACA, ACCA, ACTI or CFA qualifications, or progress towards them, will be an added advantage.
Candidates should have a minimum of 7 years' relevant treasury experience within banking, microfinance, lending companies, finance houses or merchant banks.
The ideal candidate must demonstrate strong knowledge of the Nigerian payments ecosystem, including NIBSS, NIP, RTGS and e-Mandate, alongside proven skills in cash forecasting, liquidity management, payment reconciliation, advanced Excel and loan management systems.