Role overview We are seeking a Senior Financial Officer to generate, analyse and report reliable financial and non-financial information that supports business decisions and financial performance. The role combines management reporting, financial planning, cost control and stakeholder support, with a focus on regional and branch operations aligned to the bank's strategy. Key responsibilities Prepare monthly flash forecasts by analysing trends and cost drivers. Compare actual and forecast performance against budgets and prior periods, explaining variances and growth. Produce monthly financial, non-financial and ad hoc reports. Consolidate information from multiple sources and provide clear commentary and practical interpretation for stakeholders. Coordinate annual budgets, three-year plans and quarterly forecasts, taking account of business initiatives, trends, distribution requirements and cost drivers. Forecast annual staff costs and headcount using staff run-rate reporting. Monitor and report actual expenditure against budgets for the branch footprint roll-out. Provide profitability insights and financial guidance to stakeholders. Support regional business planning and align regional priorities with the Bank's strategy. Prepare and present the monthly Operations Committee pack and reporting for Regional Management Committee and Executive Committee quarterly business reviews. Maintain accurate reporting structures as the business changes, and meet reporting deadlines for the finance team and other stakeholders. Support adherence to policies and procedures within Branch Administration Centres. Track and reconcile training, local area marketing and donation expenditure against applicable policies and standards. Coordinate with operations, capital expenditure and channel infrastructure stakeholders on closed branches, ensuring adherence to processes that reduce fraud and loss risks. Train and support line managers and other stakeholders in financial management. Identify improvements to financial processes, systems and policies and support implementation. Minimum requirements An advanced diploma or first degree. 3-5 years' experience in financial management. Bachelor of Commerce Honours in Accounting. Financial management experience in the financial services industry. Budgeting, forecasting, financial planning, variance analysis and management reporting. Financial and non-financial data analysis, cost-driver analysis, profitability interpretation and staff cost forecasting. Microsoft Excel, Microsoft PowerPoint and relevant financial software and systems. Banking procedures, administrative systems and business-unit operations. Governance, risk and controls, relevant regulation, and adherence to policies and procedures. Clear business writing, financial commentary and presentation of information to senior stakeholders. Communicates clearly and builds trusted relationships with internal customers. Uses sound judgement and takes initiative to resolve issues and improve processes. Organises work effectively, meets deadlines and maintains high standards of accuracy and quality. Shares knowledge, develops personal capability and keeps up to date with industry and legislative changes. Supports Nedbank's values, transformation goals and corporate social responsibility initiatives.