Exciting Senior Credit Analyst role in a growing company!Job Title: Senior Credit Analyst Location: Melrose Estate, JohannesburgSalary: From R55K to R65K based on qualifications, skills & experience.The CompanyOur client is a stable and leading specialist provider of commercial finance. They fund vital income-producing assets for the mining, construction, transport, and aviation sectors. The company offers great security and excellent future growth opportunities for its staff.The OpportunityYou can leverage your credit analysis skills to advance your financial career here. You will enjoy strong support while assessing commercial deals and structuring profitable agreements. Your work will directly boost company efficiency and help meet our customers' expectations.Job Description
Review client financial statements, cash flows, and management accounts daily.
Look at interesting commercial deals in mining, aviation, and construction.
Determine physical asset values and potential financial recovery prospects.
Help structure profitable deals with the correct terms and rates.
Write clear and helpful credit reports for the management team.
Review work and guide junior analysts to improve their skills.
Keep all credit records updated on the company CRM system.
A relevant degree or diploma in Finance, Accounting, or Economics.
Five years of solid experience in commercial credit analysis.
Good background in asset finance.
Strong ability to understand debt schedules and financial ratios.
Good computer skills, including Microsoft Excel and CRM systems.
A good positive attitude and a clear willingness to learn.
You must be a reliable and supportive team player.
Desired Skills:
Senior Credit Analyst
Credit Risk Analyst
Credit Evaluation Officer