Design and maintain NIBSS NIP services including name enquiry, outward transfers, TSQ, inward credits, and reversals.
Integrate AML screening, transaction monitoring, fraud detection, and KYC providers. Build settlement and reconciliation processes with effective exception handling.
Lead third-party partner onboarding and technical integration.
Design secure APIs and integration services with appropriate authentication, encryption, and audit trails.
Monitor payment success rates, latency, and integration performance.
Lead incident diagnosis and production support.
Conduct code reviews and mentor backend engineers.
Requirements
3+ years of backend development experience with Java and Spring Boot.
Hands-on experience with NIBSS NIP, either directly or through an aggregator, is highly required.
Experience building financial or payment integrations in Nigeria.
Experience with AML, fraud, transaction monitoring, KYC, or other compliance systems.
Strong understanding of payment processing, settlement, and reconciliation.
Strong REST API, SQL, and secure integration skills.
Knowledge of encryption, message signing, key management, and secure handling of personal data.
Kafka, Docker, AWS, or similar technologies are an advantage.
Experience mentoring engineers and leading technical decisions.