The Relationship Officer will be responsible for sourcing new customers, disbursement of collatarized loan, marketing the Bank's loan products, conducting credit assessments, monitoring loan portfolios, and ensuring timely loan repayments.
The ideal candidate must possess strong marketing skills, excellent interpersonal abilities, and a passion for business development.
Key Responsibilities
Market and promote the Bank's loan products and services.
Source and onboard new collatarized loan customers.
Conduct customer visits, business appraisals, and credit investigations.
Analyze customers' repayment capacity and recommend suitable loan facilities.
Prepare and process loan applications in line with the Bank's policies.
Monitor disbursed loans and ensure prompt repayment.
Maintain quality loan portfolios and minimize delinquency rates.
Build and maintain strong relationships with customers.
Achieve assigned business development and portfolio growth targets.
Prepare periodic reports on marketing and loan activities.
Requirements
Minimum of OND, HND, or Bachelor's Degree in Business Administration, Marketing, Banking & Finance, Economics, or related disciplines.
Previous experience in loan marketing, sales, microfinance banking, or related financial services will be an added advantage.
Strong communication, negotiation, and relationship management skills.