You will own the international remittance and cross-border money movement vertical. While Sycamore's core Payments PM manages domestic clearing (NIP, cards, accounts, billers), this PM will specifically build and optimize inbound/outbound international corridors (e.g., UK/Diaspora to Nigeria), foreign exchange (FX) management engines, and regulatory remittance reporting.
You will coordinate closely with the parent payments squad to utilize existing domestic payment rails for local pay-outs, while establishing specialized integrations with overseas aggregator partners, clearing switches, and FX liquidity providers.
You will act as the dedicated product owner ensuring strict adherence to UK data protection, access controls, and underwriting compliance while working closely with group engineering teams.
Cross-Product Adaptation: Collaborate with Sycamore's Group PMs (Payments especially) to adapt existing group modules (e.g., NIP rails etc.) to the IMTO entity.
IMTO Product Strategy: Design and launch Sycamore's dedicated IMTO and international remittance capabilities, starting with primary corridors (such as GBP to NGN).
Core Payments PM Alignment: Partner with the Parent Payments PM to reuse existing local payment rails (NUBAN generation, NIP inwards/outwards) for local settlement and last-mile payouts.
FX Rate & Margin Engine: Build and maintain dynamic FX pricing mechanisms that deliver competitive customer rates while protecting Sycamore from currency volatility and settlement arbitrage.
Corridor & Partner Integrations: Lead technical integrations with international payment partners, overseas switches, correspondent banking channels, and local settlement banks
Remittance Compliance & AML: Build automated monitoring for cross-border transaction thresholds, suspicious activity flags, AML/PEP checks, and real-time regulatory compliance reporting for the Central Bank of Nigeria (CBN).
Cross-Border User Experience: Collaborate with UX designers to build intuitive sender and receiver experiences across web and mobile, ensuring full transparency on exchange rates, fees, transfer tracking, and arrival times.
Communicate project status, key metrics, and updates to relevant stakeholders, including the Product Manager, development team, and senior management.
Requirements
Academic Qualification & Work Experience
Bachelor's degree in Economics, Finance, Engineering, Computer Science, or a related discipline
Competences Required (Knowledge, Skills and Attributes)
Fintech Industry Dynamics
Basic understanding of Agile methodologies, Scrum framework, and principles of Lean product development.
Deep understanding of corridor clearing, nostro/vostro accounts, pre-funding, and FX margin management
Hands-on experience with CBN IMTO guidelines, cross-border anti-money laundering (AML), and source-of-funds verification.
Proficiency in evaluating third-party payment APIs, webhook architectures, and automated ledger balancing.
Ability to work side-by-side with the domestic Payments PM without creating redundant rails or conflicting roadmaps.
Good understanding of RESTful API design, documentation (e.g., Swagger/OpenAPI)
Experience working with core banking systems or BaaS platforms is a major advantage
Proven ability to work across distributed squads, understand parent-company components, and translate them to local engineers.
Basic prototyping skills
Basic understanding of one of or all of Mixpanel, Netcore, Google analytics, Microsoft Clarity
3+ years in product management with direct experience handling international remittances, cross-border payments, IMTO frameworks, or FX trading platforms.
Basic understanding of NIP transfers, BVN/NIN verification, clearing cycles, and CBN MFB regulatory guidelines
A pragmatic mindset focused on shipping working MVPs rather than building over-engineered systems from scratch
Curiosity
Good understanding of product metrics and how to use data to make product decisions
Working knowledge of prompt engineering
Good presentation skills
Exhibit knowledge of Software Engineering best practices