Support the financial performance and return targets of an assigned set of funding partners, working with the Portfolio Strategy team.
Allocate microcredit assets across geographies, risk segments and products to meet each partner’s mandate, risk appetite and return hurdle.
Analyse portfolios to spot risk and opportunity, and recommend changes to lending strategy before issues arise.
Prepare, check and submit allocation and configuration changes (tier changes, yield targets, risk-taker settings) with complete, correctly scoped information.
Manage funder e-wallet positions so there is enough liquidity for targeted lending, working with Treasury to move capital between markets.
Forecast lending volume, performance and cash flow.
Produce funder packs and regulatory submissions that are complete, reconciled and on time.
Build and maintain BI reporting and documented, repeatable analysis.
Help improve processes, controls and tooling across asset and risk management.
Build relationships with Treasury, Risk, Product, Data, Engineering and Partnerships, and engage with design documents and system changes that affect your work.
2-3 years’ experience as a risk, credit or portfolio analyst in financial services.
A degree in Business, Finance, Mathematics, Statistics, Economics, Risk Management or similar.
Strong attention to detail: you reconcile before you send and catch your own errors.
Ownership and initiative: you deliver to committed dates and flag early when something will slip.
A good understanding of credit products, the credit lifecycle, portfolio metrics and forecasting.
Strong working knowledge of Excel, SQL and a BI tool (Power BI, Superset, Tableau or similar).
Clear communication and confidence working across functions.
Adaptability in a fast-paced, lean environment and motivation for JUMO’s mission.
CFA, FRM, CA or CAIA (completed or in progress).
Credit scoring or risk management experience on consumer portfolios.
Experience preparing regulatory or funder reporting packs.
Experience with configuration-as-code or ticket-driven change processes.
Collaborating with smart, engaging people in an inspiring work environment.
Working for impact.
Growing and learning continuously, with loads of encouragement and support.
Boldly taking risks as we navigate new challenges.
Flexible work practices enabling your best delivery.
Being autonomous and empowered to lead.
A stack of leading-edge technologies.
Originally posted on Himalayas