Draft and coordinate AML/CFT/CPF policy and standards reviews, consultations, approval packs, version control and gap assessments.
Maintain the AML/CFT/CPF regulatory obligations register, including applicability, ownership mapping and control linkages.
Prepare technical advice, draft responses to CBK and FRC, new product impact assessments and committee papers.
Monitor implementation milestones, overdue actions and regulatory remediation evidence, and challenge accountable owners.
Support regulatory inspections, audits and consultation submissions on AML/CFT/CPF matters.
Supervise specialists, review work quality and promote technical development.
KEY ACCOUNTABILITIES
Track AML/CFT/CPF developments from CBK, FRC, FATF, ESAAMLG, sanctions authorities and Group, and assess their impact on the Bank.
Prepare documented impact assessments that identify affected policies, processes, systems, controls and accountable owners.
Draft, review and update AML/CFT/CPF policies, standards and procedures in line with POCAMLA, the Prevention of Terrorism Act, CBK Prudential Guidelines and Group standards.
Coordinate stakeholder consultation and prepare policy approval packs for management committees and the Board.
Maintain version control, review schedules and the AML/CFT/CPF policy library.
Maintain the AML/CFT/CPF regulatory obligations register and validate the status of obligations with accountable owners.
Perform gap assessments between regulatory requirements, policies and implemented controls.
Prepare technical responses to CBK and FRC queries, consultations and draft guidelines for review and approval.
Provide AML/CFT/CPF impact assessments for new products, channels and business changes.
Monitor implementation of regulatory changes and remediation actions, and escalate overdue or deficient actions.
Review remediation evidence for completeness and sufficiency before Second Line acceptance.
Prepare MI and committee papers on regulatory change status, policy reviews and obligation coverage.
Supervise and coach specialists and maintain quality standards for team outputs.
Qualifications
CORE COMPETENCIES AND SKILLS
Strong knowledge of AML/CFT/CPF laws, CBK Prudential Guidelines, FATF Standards and sanctions requirements.
Expertise in regulatory interpretation, impact assessment and gap analysis.
Strong policy drafting and technical writing capability.
Understanding of regulatory obligations registers, control mapping and GRC tools.
Ability to interpret and apply regulatory requirements in a practical business environment.
Strong analytical, organisational and attention-to-detail capabilities.
Effective stakeholder engagement and constructive challenge capability.
Supervisory, coaching and team development skills.
High integrity, independence and sound judgement.
EXPERIENCE
Minimum 7 years' experience in AML/CFT/CPF, Regulatory Compliance, Risk, Legal or Internal Audit within the financial services sector.
At least 3 years' experience in a supervisory or senior specialist role.
Demonstrated experience in AML/CFT/CPF policy development, regulatory impact assessment and obligations management.
Experience preparing regulatory submissions, committee papers and responses to regulators.
Prior experience in a Tier 1 bank and familiarity with CBK and FRC supervisory expectations will be an added advantage
ACADEMIC AND PROFESSIONAL QUALIFICATIONS
Bachelor's degree in Law, Finance, Banking, Commerce, Economics, Risk Management or a related field.
Master's degree in a relevant discipline will be an added advantage.
Professional certifications such as CAMS, ICA Diploma in AML, ICA Diploma in Governance, Risk and Compliance, CCEP, CPA(K) or equivalent.
Demonstrated commitment to continuous professional development in AML/CFT/CPF and regulatory compliance.