The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.
Key Responsibilities
Review and analyze loan applications and supporting documents
Assess borrowers' creditworthiness and repayment capacity
Make recommendations in line with credit policy and underwriting standards
Liaise with Field Verification Officers and Risk Team on loan-related issues
Ensure accuracy and completeness of loan documentation
Maintain proper records and support process improvement initiative
Requirements
Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related discipline.
0 - 1 year of relevant experience in credit risk, credit analysis, loan underwriting, or a related field.
Basic understanding of credit assessment, financial analysis, and lending principles.
Good numerical, analytical, and problem-solving skills.
Immediate resumption is a priority.
Strong attention to detail and ability to interpret financial information.
Eagerness to learn, take initiative, and develop a career in credit risk management.