We are seeking a seasoned Head of Regulatory Compliance to lead the design and execution of an enterprise-wide compliance framework across a dynamic fintech banking environment. This second line-of-defence role provides assurance to the Board and Exco that the organisation meets its regulatory obligations under prudential, conduct, and other applicable legislation. Key Responsibilities: Design, implement, and maintain the Compliance Risk Management Framework (CRMF) across the full regulatory universe. Maintain the regulatory universe and obligations register, mapping requirements to accountable business units. Develop and execute the annual compliance monitoring plan for non-financial-crime obligations. Track regulatory changes and translate new legislation into policy and control updates. Act as the primary liaison with the Prudential Authority, FSCA, and National Credit Regulator. Coordinate regulatory reporting obligations and ensure timely submissions. Advise business and product teams on compliance implications of new products and partnerships. Prepare compliance attestations, breach registers, and effectiveness reports for Exco and Board Committees. Design and roll out mandatory compliance training and competency assessments. Requirements: Bachelor's degree in Law, Commerce, Risk Management, or related field. Recognised compliance qualification (e.g. Compliance Institute of South Africa practising certificate) strongly preferred. Minimum 10 years' compliance experience within banking or financial services, including 5+ years in senior leadership. Proven experience engaging with regulators and managing inspections or reviews. Demonstrated success building or uplifting compliance frameworks in new or scaling institutions. SA Citizens only To be based in either Cape Town (surrounding areas) or gauteng (Centurin) Key Competencies: Regulatory acumen and attention to detail. Integrity, independence, and sound ethical judgement. Strong relationship management with regulators. Clear communication to Board and Exco audiences. Collaborative approach across compliance and risk functions. Adaptability in a fast-growing fintech environment. Qualifying Questions: Do you have at least 10 years' compliance experience within banking or financial services, including 5+ years in a senior regulatory compliance leadership role? Have you engaged directly with the Prudential Authority, FSCA, or National Credit Regulator during inspections or reviews? Do you hold a recognised compliance qualification (e.g., Compliance Institute of South Africa practising certificate) and have experience designing or uplifting a Compliance Risk Management Framework (CRMF)? Apply now to lead regulatory compliance excellence in a high-growth, technology-driven banking organisation.