Group Chief Financial Officer

About Us

SystemSpecs Holdings Limited is the parent company of a portfolio of technology and financial technology businesses operating across Nigeria and Africa. Its flagship subsidiary, Remita Payments Services Limited, is a leading payment infrastructure company powering collections, enterprise payments, and financial transactions for thousands of institutions nationwide. As the Group scales across business divisions, new products, and new markets, it is establishing a stronger, more unified financial leadership function to allocate capital with discipline, protect the balance sheet, and sustain profitable growth. The role reports to the Group Executive Director, Corporate Services.

Role Overview

The CFO is the senior financial executive of the Group, accountable for the financial strategy, performance, integrity, and capital efficiency of the entire Group. The role goes well beyond reporting: the Group CFO is a strategic partner to the Executive Leadership and Boards of our subsidiaries, shaping capital allocation, driving investment planning and performance optimisation decisions. This role ensures that each subsidiary operates with sound unit economics, strong controls, and regulatory-grade financial governance.

The ideal candidate combines deep financial rigour with commercial and technology fluency. They understand how transaction volumes, platform investments, and regulatory obligations translate into margins and cash flow in a high-volume payments business, and can guide a diversified group through growth, funding, and governance at the same time. 

Key Responsibilities

Group Financial Strategy & Capital Allocation

• Develop and execute the Group's financial strategy, long-term financial plan, and capital allocation framework.
• Evaluate and prioritise investment across subsidiaries and divisions using rigorous return, risk, and strategic-fit criteria; recommend where to invest, hold, restructure, or exit.
• Own the Group's capital structure, dividend and distribution policy, and intra-group funding arrangements, including transfer pricing and management fee frameworks.
• Develop and execute funding strategy, including equity and structured financing, and manage investor relations.
• Build and maintain a rolling multi-year financial model, scenario analysis, and stress-testing capability to support strategic decisions.

Performance Management & Business Partnering

• Lead Group planning, budgeting, and forecasting, ensuring consistency of methodology and accountability across all subsidiaries.
• Establish a unified KPI and performance framework covering revenue quality, unit economics, margin by product line, cash conversion, and return on capital.
• Act as a trusted advisor to MDs of subsidiaries, on pricing, product profitability, and investment cases.
• Provide clear, timely management reporting and insight to the Group Leadership and Board.

Financial Reporting, Controls & Audit

• Ensure accurate, timely, and compliant consolidated and statutory financial reporting under IFRS and applicable Nigerian requirements.
• Own the Group's internal control framework, financial governance policies, and the relationship with external auditors; drive clean audit outcomes.
• Strengthen controls over payment settlement, reconciliation, revenue assurance, and float balances.
• Lead the finance function's transformation toward automation, a single source of financial truth, and near-real-time reporting across entities.

Treasury, Liquidity & Funding

• Own Group treasury strategy: liquidity management, cash pooling, foreign exchange exposure, and interest-rate risk.
• Ensure robust management of settlement funds and customer or merchant balances in line with CBN requirements and prudent segregation practices.
• Optimise working capital and cash conversion across the Group, with particular attention to receivables from institutional counterparties.

Tax, Regulatory & Compliance

• Own the Group's tax strategy and statutory compliance across all entities, staying ahead of evolving reforms and ensuring efficient, defensible positions.
• Ensure compliance with CBN financial and prudential reporting obligations applicable to licensed subsidiaries.
• Partner with Legal, Compliance, and Risk on regulatory engagements, audits, and examinations that have financial implications.

Risk Management & Governance

• Embed financial risk management into Group decision-making, covering credit, liquidity, market, concentration, fraud, and operational risk.
• Work with the CISO, CRO, and Compliance leaders to ensure financial systems and data are secure, resilient, and auditable.
• Support the Board and Audit Committee with high-quality financial governance, risk reporting, and policy oversight.

Corporate Development & Investor Relations

• Lead partnership and joint-venture analysis including valuation, due diligence, structuring, and post-deal integration of financial systems and controls.
• Prepare the Group for external capital events, including investor-grade reporting, data rooms, and equity story development where applicable.
• Manage relationships with existing and prospective shareholders, and other capital providers.

Technology-Enabled Finance & People Leadership

• Champion finance digitisation: Optimise reconciliation, analytics, and the responsible use of AI in forecasting, anomaly detection, and close processes.
• Build, lead, and develop a high-calibre finance team with strong succession planning and a professional-development culture.
• Set a culture of integrity, accountability, and commercial partnership across all finance teams.

Required Qualifications & Experience

• Minimum of 12 years of progressive finance leadership experience, including at least 5 years in a CFO, Deputy CFO, or equivalent senior finance executive role in a group, financial services, fintech, payments, or technology business.
• Professional accounting qualification: ACA, ACCA, or equivalent. CFA would be an advantage.
• Strong understanding of the Nigerian regulatory environment, including Nigeria tax regulations.
• Proven experience managing consolidated financial reporting and governance for a multi-entity group, with strong command of IFRS.
• Demonstrated track record in strategic financial leadership: capital allocation, funding strategy, and shaping major investment or portfolio decisions.
• Experience in treasury and liquidity management, including FX exposure in the Nigerian macroeconomic context.
• Experience engaging Boards, Audit Committees, regulators, and investors at the most senior levels.
• Bachelor's degree in Accounting, Finance, Economics, or a related field. MBA or equivalent postgraduate qualification strongly preferred.

Core Competencies

• Strategic & Commercial Acumen: Translates financial analysis into clear strategic recommendations.
• Integrity, Governance & Judgement: Operates with unquestionable ethical standards; delivers candid, evidence-based advice; and exercises sound judgement under uncertainty.
• Leadership & Influence: Builds high-performing team and commands credibility and trust with stakeholders.
• Technology & Transformation Mindset: Drives continuous improvement and scalability in finance processes and able to partner credibly with technology leadership. 

What We Offer

• An opportunity to lead the finance function for a Technology Group with diverse portfolio.
• Competitive compensation, benefits, and professional development.
• Opportunity to work in an environment with collaborative and inclusive culture.
• Comprehensive HMO and wellness benefits.