The Financial Crime Analyst is responsible for reviewing and onboarding business customers to the Pesa platform.
This includes conducting Know Your Customer (KYC) checks, verifying documentation, screening for sanctions and adverse media, and ensuring compliance with AML and regulatory requirements.
You will work closely with Growth/Marketing, Compliance, and Customer Success teams to ensure customers are onboarded efficiently while maintaining a strong risk and compliance framework.
Key Responsibilities
Client Onboarding and KYC:
Review and process new business account applications.
Perform KYC checks on new and existing clients.
Verify corporate documentation including certificates of incorporation, shareholder registers, and director information.
Review third-party AML and Regulatory Documents.
Ensure business cases to align with Pesa products and services.
Compliance and Risk Assessment:
Conduct sanctions, PEP, and adverse media screening.
Perform initial due diligence and risk assessments on prospective clients.
Escalate high-risk or unusual cases to the Compliance team where necessary.
Ensure onboarding procedures align with AML and regulatory requirements.
Documentation and Record Keeping:
Collect and review required onboarding documentation.
Maintain accurate client records and audit trails within internal systems.
Ensure onboarding files meet internal compliance and regulatory standards.
Collaboration:
Work closely with Growth/Marketing and Customer Success teams to ensure smooth onboarding.
Communicate with clients to request missing documentation or clarify information.
Provide guidance to internal teams regarding compliance requirements.
Process Improvement:
Contribute to improving onboarding workflows, tools, and compliance procedures.
Support the development and maintenance of internal onboarding policies and controls.
Help optimize onboarding timelines while maintaining regulatory standards.
Requirements
Experience:
2+ years of experience in KYC, customer onboarding, or compliance within fintech, banking, or financial services.
Experience reviewing corporate structures and business documentation.
Familiarity with AML, sanctions screening, and due diligence processes.
A background reviewing AML policies and conducting risk assessments on high-risk businesses.
Skills:
Strong analytical and risk assessment skills.
Excellent attention to detail and documentation accuracy.
Ability to manage multiple onboarding cases simultaneously.
Strong written and verbal communication skills.
Comfortable working with CRM systems and compliance tools.
Nice to Have:
Experience working with fintech or payments or microfinance companies.
Familiarity with KYC screening tools.
Knowledge of global regulatory frameworks and AML standards.