Finance Manager / Accountant At Nairapoint Finance Limited

Job Purpose

• The Finance Manager / Accountant holds complete end-to-end accountability for the financial health, strategic financial management, corporate accounting, internal control framework, and regulatory reporting of the Company.
• The role bridges operational accounting, high-level financial strategy, treasury coordination, capital management, and tax planning to ensure long-term profitability, liquidity resilience, statutory compliance, and organizational scale.

Duties and Responsibilities

Strategic Financial Management & Capital Operations:

• Formulate and execute short- and long-term financial strategies aligned with corporate objectives; provide executive management and the Board with strategic financial advice, growth modeling, and scenario analyses.
• Monitor capital adequacy, leverage ratios, and equity/debt structures; collaborate with Executive Management and Treasury on debt financing, capital raising, and investor relations.
• Conduct financial due diligence, ROI assessments, and cost-benefit evaluations for new product launches, technology investments, and strategic expansions.

Comprehensive Financial Reporting & Accounting Operations:

• Oversee the end-to-end month-end, quarter-end, and year-end financial close process; produce complete, audit-ready financial statements (Balance Sheet, Profit & Loss, Cash Flow, Statement of Changes in Equity) compliant with International Financial Reporting Standards (IFRS).
• Maintain rigorous general ledger controls, trial balance accuracy, multi-bank reconciliations, fixed asset registers, and loan loss provisioning accounting.
• Direct daily finance operations, including vendor accounts payable, loan collection clearing, payroll accounting, staff advances, and expense management.
• Develop and present dynamic monthly Management Information Systems (MIS) reporting dashboards, board financial packs, and key performance metric (KPI) breakdowns.

Budgeting, Forecasting & Cost Performance:

• Lead the company-wide annual budget formulation process, operationalizing target departmental allocations, OPEX/CAPEX projections, and revenue targets.
• Perform continuous variance analysis against budgets, analyze departmental and product-level profitability, and recommend corrective interventions.
• Institute aggressive cost control measures, monitor expenditure thresholds, and optimize operational spend across business units.

Tax Strategy, Statutory & Regulatory Compliance:

• Oversee full tax planning and management, ensuring accurate computation and timely remittance of Companies Income Tax (CIT), Value Added Tax (VAT), Withholding Tax (WHT), PAYE, and Tertiary Education Tax.
• Ensure 100% compliance with financial sector regulations (CBN, FIRS, LIRS, NIPC, etc.) by preparing and submitting all mandatory periodic financial returns.
• Lead and coordinate external financial audits, tax audits, and regulatory financial examinations, ensuring zero non-compliance penalties.

Internal Controls, Risk Management & Systems:

• Design, implement, and audit robust internal financial control policies, standard operating procedures (SOPs), and delegation-of-authority frameworks to safeguard assets and eliminate fraud risks.
• Drive the optimization and implementation of Accounting ERP systems, automated financial reporting tools, and core banking finance integrations.
• Partner closely with the Treasury Officer on working capital management, liquidity buffer verification, and loan disbursement funding schedules.

Requirements

General Education:

• Minimum of Bachelor's Degree in Accounting, Finance, Economics, or a relevant business discipline.

Professional Qualification:

• Fully chartered accountant (ICAN, ACCA, CPA, or recognized international equivalent) is mandatory.

Experience:

• Minimum 7 - 10 years of progressive accounting and financial management experience, with at least 4 years in a senior leadership/managerial position within financial services, fintech, or commercial banking.
• Expert knowledge of IFRS standards, Nigerian tax regulations, regulatory reporting mandates, financial modeling, and ERP accounting systems.

Key Competencies:

• Proven capacity to translate complex numerical data into strategic business insights.
• Strong leadership skills to mentor, manage, and scale the finance and accounting team.
• Uncompromising ethical standards, discretion, and financial stewardship.
• Exceptional board-level presentation, written, and stakeholder management skills.