Credit Risk Analyst

We are seeking an experienced Credit Risk Officer to support credit appraisal and portfolio risk management.

Responsibilities

• Analyze loan applications, financial information and repayment capacity.
• Prepare credit recommendations and identify appropriate risk mitigants.
• Monitor PAR, overdue loans and emerging credit risks.
• Identify and escalate early-warning signals and risk alerts.
• Support recovery efforts on delinquent facilities.
• Ensure compliance with credit policies and documentation requirements.
• Monitor credit processing turnaround time.
• Prepare credit risk and portfolio performance reports.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Banking & Finance, Business Administration or related discipline.
• Minimum of 3 years’ relevant credit risk/credit analysis experience.
• Experience within banking or financial services; Microfinance experience is an advantage.
• Strong credit analysis, financial analysis, Excel and reporting skills.