Financial Services

Credit Officer

SOBIC and Company Microfinance Institution (26 Openings)·Unknown, Nigeria·Full Time·Onsite
Financial ServicesdirectorFull TimeOnsite
-

SOBIC and Company is a rapidly expanding, opportunity-creating,and customer-focused micro finance institution (MFI) Nigeria. Amember of the Association of Non- Bank Microfinance Institutions of Nigeria (ANMFIN), The company registrered in July, 2008 with the Corporate Affairs Commission (CAC) with head office located at Ibadan having several branches across the states.

We are recruiting to fill the position below:

Job Title: Credit Officer

Locations: Ibadan, Okeho, Saki, Igbeti, Ogbomoso - Oyo; Ijebu-Jesha, Ipetu-Jesha, Ife, Olode, Ipetumodu, Modakeke, Apomu, Iwo - Osun; Akure, Ore, Ondo - Ondo; Jebba - Kwara; Lagos - Lagos; Ijebu-Ode - Ogun; Edo - Edo; Ekiti - Ekiti; Kogi - Kogi Employment Type: Full-time

Responsibilities

Customer Registration: Identify, attract, and regiterqualified customers for the institution's loan products.

Loan Application Processing: Collect, review, and ensure proper documentation of customers' loan applications.

Credit Assessment: Evaluate customers' financial capacity, business activities, credit history, and ability to repay loans.

Business and Customer Verification: Conduct physical visits to customers' businesses and residences to verify information provided in loan applications.

Loan Disbursement Monitoring: Ensure that approved loans are disbursed according to the institution's policies and procedures.

Loan Repayment and Recovery: Monitor repayment schedules, follow up on overdue loans, and ensure timely recovery of outstanding debts.

Portfolio Management: Monitor the performance of assigned loan portfolioand minimise loan delinquency and portfolio at risk (PAR).

Customer Relationship Management: Maintain good relationships with customers, address complaints, and educate them on loan terms and repayment obligations.

Compliance with Credit Policies: Ensure that all credit activities comply with the institution's policies, procedures, and regulatory requirements.

Reporting and Record Keeping: Maintain accurate customer and loan records and submit regular reports to you supervisor.

Salary N100,000 - N120,000 per month.

Apply Now

At a glance

Company

SOBIC and Company Microfinance Institution (26 Openings)

Location

Unknown, Nigeria

Employment

Full Time

Work style

Onsite

Experience

director

Valid until

Not specified

Created

October 26, 2026

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