ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in PORT HARCOURT, RIVERS STATE.
- ELEME NCHIA
- ONNE
- ALODE
- EBUBU
- OGALE
- CREEK ROAD
- NEW ROAD BORIKI
- DIOBU
- MILE 1
- LAGOS ROAD
- UROMI ULTRA-MODERN MARKET
Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
- Review loan requests
- Assess clients' financial status
- Evaluate creditworthiness and risks.
- Contact clients to gather financial data and documentation.
- Analyze risks and approve or reject loan requests
- Set up payment plans.
- Maintain updated records of loan applications.
- Follow up with clients about loan renewals.
- Monitor progress of existing loans.
- Daily & weekly repayment collection
- Proven work experience as a credit officer, loan officer, or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Excellent communication and interpersonal skills
- Customer service experience
- NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field
- Starting Salary: 123,500
- Transportation allowance
- Monthly incentive
- Pension
- Bi-annual Profit Sharing
- HMO
- Flexible working hours: 11 am - 6 pm
- Yearly appraisal
- Salary review based on performance