Future Moves Recruitment Agency is a licensed full-fledged Human Resource firm with extensive expertise and experience in human Capital development and staffing. Future Moves has exceptional expertise in Talent Sourcing, learning & development, talent management, HR Outsourcing & Payrolling, HR planning & Consulting, Policy Drafting, Culture Change and Organisation Effectiveness by designing and implementing interventions which identify the core areas of development to enhance the overall growth and competitiveness of your organization.
At FMR Agency we have unique and creative solutions that meet the clients expectations not only by realizing the clients business objectives, but particularly by our strict adherence to the ethical principles of public relations, we always search for opportunities beyond the agreed communications and the business objectives, we address special needs in other to find unique and tailored solutions through creative approaches.
We are recruiting to fill the position below: Job Title: Credit Officer Location: Sango Ota & Ifo - Ogun Employment Type: Full-time
Job Summary
We are seeking a proactive and results-driven Credit Officer to join our team. The successful candidate will be responsible for marketing daily loan products, registering and verifying clients, processing loan applications, disbursing approved loans, and ensuring timely loan collections.
Key Responsibilities
Market daily loan products to prospective customers.
Conduct field marketing, group sensitization, and one-on-one client engagement.
Register new clients and ensure proper documentation.
Explain loan terms, repayment schedules, and client obligations.
Conduct field verification of clients, businesses, and guarantors.
Assess clients' creditworthiness and prepare verification reports.
Process loan applications and prepare credit files for approval.
Disburse approved loans in line with company policies.
Carry out daily loan collections and maintain accurate repayment records.
Follow up on overdue accounts and support loan recovery.
Maintain a healthy loan portfolio and meet assigned targets.
Keep accurate client records and meeting schedules.
Requirements
Minimum of 1 year of experience as a Credit Officer, Loan Officer, Field Officer, or in a similar role.
Minimum of OND qualification. HND/B.Sc. is an added advantage.
Strong marketing, negotiation, and communication skills.
Ability to work in the field and meet daily targets.
Good record-keeping and organizational skills.
Must be honest, responsible, and customer-oriented.
Applicants residing in or around Sango Ota or Ifo will be given preference.