Credit Officer, Abuja - Fct

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in ABUJA-FCT.

ABUJA

• KARMO
• GWAGWA
• DAPE
• LIFE CAMP
• JABI
• UTAKO
• BWARI
• KUBUWA
• DUTSE
• WUSE
• WUYE
• OROZO
• KARU
• JIKWOYI
• KURUDU
• KARSHI

Credit officer responsibilities include preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks.
• Contact clients to gather financial data and documentation.
• Analyse risks and approve or reject loan requests
• Set up payment plans.
• Maintain updated records of loan applications.
• Follow up with clients about loan renewals.
• Monitor progress of existing loans.
• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a credit officer, loan officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics, or a related field

BENEFITS:

• Starting Salary: 123,500
• Transportation allowance
• Monthly incentive
• Pension
• Bi-annual Profit Sharing
• HMO
• Flexible working hours: 11 am - 6 pm
• Yearly appraisal
• Salary review based on performance