Retail

Credit Analyst At Omniretail Technology

OmniRetail Technology·Lagos, nigeria·Full Time·Onsite
RetailFull TimeOnsite
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  • We're looking for a Credit Analyst who can help us build a credit function that scales without compromising portfolio quality.

What you'll do:

  • Assess distributor creditworthiness: bank statements, cash flow, collateral, and repayment capacity
  • Monitor portfolio health by vintage, not just a blended NPL number
  • Identify early warning signals before accounts become delinquent
  • Review limit increases and reactivations with the same rigor as new applications
  • Help translate underwriting judgment into our credit-scoring engine

What you bring:

  • 2 - 5 years' experience in credit analysis, SME/retail lending or microfinance
  • Strong bank statement and cash flow analysis skills
  • Comfort working with large transaction datasets Excel essential; SQL is a plus
  • The judgment to say no when the numbers don't support the risk even under commercial pressure and the ability to explain why clearly

Key skills

BA/BSc/HND
Apply Now

At a glance

Company

OmniRetail Technology

Location

Lagos, nigeria

Employment

Full Time

Experience

Valid until

Not specified

Created

September 30, 2026

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