TWK Agri has the following vacancy available: Compliance Officer within the Company Secretary, Legal & Compliance division at Pretoria, Gauteng.
Job Summary
This role involves providing independent, risk-based compliance oversight across the TWK Insurance Group's regulated and non-regulated entities, including financial-services providers, branches and representative networks.
Responsibilities include coordinating divisional compliance activities, advising senior management and governance structures, and translating complex legislative and regulatory requirements into practical controls, assurance activities and remediation plans.
The role requires sound judgement, professional credibility and the ability to support effective compliance within a shared-services environment with decentralised accountability.
Responsibilities and Duties
Provide senior-level compliance oversight and advice on applicable legislation and regulation, including the FAIS Act, FICA, FSRA, POPIA, the Insurance Acts and relevant FSCA directives and guidance
Monitor and interpret regulatory developments and recommend appropriate updates to internal policies, procedures and controls
Maintain and operationalise the TWK Insurance Group Regulatory Universe, translate priority obligations into entity- and FSP-specific compliance plans, and coordinate accountable owners across the TWK Insurance Group
Coordinate risk-based compliance assessments across the TWK Insurance Group entities and divisions, distinguish management monitoring from independent assurance, and maintain consolidated findings, action owners, due dates and evidence of closure
Oversee compliance governance across the TWK Insurance Group's financial-services structure, including authorised FSPs, Key Individuals, Representatives, supervised Representatives, branches, outsourced compliance providers and shared-service functions, while respecting entity-specific licence conditions and accountability
Lead the development, implementation and continuous improvement of risk-based compliance frameworks, monitoring plans, risk registers and internal controls
Conduct compliance risk assessments, monitoring reviews and audits relating to client onboarding, needs analysis, product suitability, disclosures, recordkeeping and Treating Customers Fairly (TCF)
Monitor the activities of Representatives and Key Individuals to ensure ongoing compliance with applicable Fit and Proper requirements
Oversee adherence to Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF) and Know-Your-Client (KYC) requirements
Identify, investigate and escalate material compliance breaches and emerging regulatory risks, and oversee the implementation and closure of corrective actions
Prepare clear, decision-useful compliance reports for senior management, governance committees and relevant regulators, and support accurate regulatory reporting to the FSCA and Financial Intelligence Centre (FIC)
Prepare consolidated, risk-focused compliance dashboards and reports for executive management and relevant subsidiary governance structures, with clear escalation of material breaches, overdue remediation and emerging regulatory exposure
Monitor suspicious transaction reporting obligations and ensure that relevant reporting requirements are addressed
Manage regulatory submission calendars and filing deadlines to ensure timely and accurate submissions
Provide compliance guidance and deliver training to employees, Representatives and Key Individuals on relevant legislation, regulatory requirements and internal policies
Maintain accurate and comprehensive records of compliance monitoring activities, findings, corrective actions, correspondence and regulatory submissions
Ensure compliance documentation is readily available for internal audits, regulatory inspections and external reviews
Capture and update compliance information on internal systems accurately and timeously
Build trusted relationships with senior management and business stakeholders, constructively challenge where necessary, and promote a culture of compliance, ethical conduct and sound regulatory governance
Qualifications and Skills
Matric / Grade 12
A recognised bachelor's degree in Law, Accounting, Risk Management, Compliance or a closely related discipline that appears on the FSCA's applicable list of recognised qualifications for Compliance Officers
At least 10 years' relevant compliance experience in the financial services industry, of which a minimum of 5 years must have been in a senior, specialist, oversight or advisory capacity with demonstrable accountability for material compliance matters
Eligible for approval, or already approved, by the FSCA as a Compliance Officer for Category I financial services providers
FSCA approval or demonstrable experience relating to Category IV financial services providers (advantageous)
Strong working knowledge of the FAIS Act, FICA, POPIA, FSRA, applicable insurance legislation and relevant FSCA directives and guidance
Knowledge of AML, CTF, KYC, Fit and Proper requirements and Treating Customers Fairly principles
A proven record of designing, implementing and independently challenging risk-based compliance frameworks, monitoring programmes, regulatory reporting processes, remediation plans and internal controls across complex financial-services operations
Substantial experience engaging with regulators, external compliance providers, internal and external assurance functions, senior executives and governance committees, including presenting material findings and defensible recommendations
Demonstrable experience in a group, holding-company or multi-entity compliance environment, including the ability to apply a common governance framework while recognising distinct legal entities, regulatory licences, jurisdictions, operational models and delegated accountabilities
Experience coordinating compliance across geographically dispersed operations, branches and representative populations, and working effectively with business management, control functions, external compliance specialists and shared-service teams
Proficiency in MS Office Suite
Advanced analytical and investigative capability, including the ability to assess complex regulatory issues, determine root causes, evaluate control effectiveness and formulate practical, risk-based recommendations
Exceptional written and verbal communication skills, with the ability to prepare concise, technically sound reports and influence senior stakeholders on sensitive or contentious compliance matters
Unquestionable integrity, independence of judgement, professional courage and discretion, supported by meticulous attention to detail and a strong commitment to ethical conduct
Demonstrated ability to operate autonomously, prioritise competing regulatory demands, lead compliance initiatives and hold business stakeholders accountable for timely and sustainable remediation