Business Development Officer - Halal Unit

As a Business Development Officer in the Halal Division, you will work to target the mass market and HNI clients to improve customer distribution, AUM growth, and the organization's market position. You will also support the definition of long-term organizational strategic goals, build key customer relationships for our Halal Investment products, identify business opportunities, negotiate, and close business deals while maintaining extensive knowledge of current market conditions.

Duties/Responsibilities

• Develop and implement strategies for Halal Investment growth.
• Work with the team and portfolio manager to develop profitable Shariah-compliant products, financing solutions and proposals for individual and corporate clients.
• Meet assigned asset generation, disbursement and investment targets, including annual fiscal-year targets.
• Identify and onboard clients through networks and cold calling to build a strong business pipeline.
• Collaborate with risk, compliance, legal, investment management and other stakeholders to structure and validate compliant, market-relevant risk asset offerings.
• Assess financing structures, including Murabaha, Ijara and Mudaraba, against Islamic finance guidelines and internal policies.
• Analyze market trends, competitors and client feedback to refine product offerings and competitive differentiation.
• Monitor clients after disbursement to support asset management, early risk detection and repayment performance.
• Prepare individual and team reports covering asset performance, call memos and plans, pipeline activity, market insights and Shariah compliance.
• Mobilize individual, corporate, retail and institutional investments to grow AUM and Halal portfolios.
• Develop and implement sales and distribution strategies.
• Conduct cluster marketing to increase sign-ups and account openings.
• Advise management on business trends, new offerings and distribution channels.
• Manage existing client relationships and investment maturities to support satisfaction, repeat business, loyalty and referrals.
• Perform other tasks assigned by the Team Lead or Regional Head.

Requirements

• Bachelor's degree from an accredited university.
• Minimum of Four (4) years' experience in business development, preferably within the financial services industry.
• Working knowledge of Islamic finance principles and Shariah-compliant investment products, with the ability to explain approved product features, investment objectives and associated risks clearly to prospective clients.
• Knowledge of organizational effectiveness and controls management.
• Good knowledge of the financial services industry and its operations.
• Knowledge of organizational effectiveness and operations management.