Asset And Liability Management Officer

Key Responsibilities

• Monitor cash flows, liquidity positions, and funding requirements.
• Prepare ALM reports, dashboards, and management information.
• Analyze assets and liabilities to identify mismatches and emerging risks.
• Track funding sources, investment deployment, and portfolio performance.
• Conduct profitability, liquidity, and risk analyses.Perform stress testing and scenario analysis.
• Support Asset and Liability Committee (ALCO) activities and follow up on approved actions.Reconcile treasury and investment data across departments.
• Ensure compliance with ALM policies, regulatory requirements, and internal controls.Monitor market trends, Sukuk yields, and competitor pricing.
• Support audits, regulatory reviews, and process improvement initiatives.

Key Performance Measures

• Success will be assessed based on:Accuracy and timeliness of liquidity forecasts and reporting.
• Early identification and escalation of liquidity and risk issues.
• Quality of profitability and deployment analysis.
• Timely preparation of ALCO documents and action tracking.
• Accuracy of reconciliations and compliance with reporting requirements.
• Effectiveness of process improvement recommendations.

Requirements

• Bachelors Degree in Finance, Accounting, Economics, Statistics, Mathematics, or a related field.Professional qualifications such as CFA, ACA, ACCA, FRM, ACI, or similar are desirable.
• Minimum of 4 years experience in treasury, ALM, portfolio management, financial analysis, market risk, or related financial services roles.
• Knowledge of the Nigerian financial market and non-interest finance is an advantage.
• Strong knowledge of treasury operations, liquidity management, and financial risk.
• Understanding of Shariah-compliant financial instruments such as Sukuk and Mudaraba.
• Excellent analytical, numerical, and financial modelling skills.Advanced Microsoft Excel and reporting capabilities.
• Strong attention to detail, communication, and stakeholder management skills.
• High integrity, accountability, and professionalism.