Nairapoint Finance Limited is a licensed digital financial technology platform in Nigeria focused on ethical lending, investment products, and retail wealth management. Officially launched in December 2025 at the Ikoyi Golf Club, Lagos, the platform was established by Nigerian entrepreneur Mrs. Funke Otti alongside Vice Chairman Dr. Mohammed K. Santuraki to deepen financial inclusion for individuals and micro, small, and medium enterprises (MSMEs).
We are recruiting to fill the position below:
Job Title: Account & Finance Officer
Location: Ikoyi, Lagos Employment Type: Full-time
Job Purpose
The Account & Finance Officer supports the day-to-day accounting and finance operations of Nairapoint Finance Limited. The role is responsible for maintaining accurate records, preparing reconciliations and supporting schedules, assisting with financial reporting, monitoring payables and receivables, supporting cash-flow and budget tracking, and maintaining documentation for tax, statutory and audit requirements.
Duties and Responsibilities Financial Accounting & Reporting:
Maintain accurate accounting records, general ledger entries and supporting documentation in line with Company procedures and applicable accounting standards.
Assist with month-end closing and prepare draft schedules and financial reports for review by the Head of Finance & Treasury.
Record and reconcile transactions relating to loan disbursements and collections, interest and fee income, operating expenses, fixed assets, accruals and other balances.
Prepare supporting schedules and documentation for annual financial statements and external audits, and follow up on assigned audit queries.
Budgeting, Forecasting & Financial Analysis:
Support the preparation of departmental budgets and rolling forecasts by compiling historical data, expense estimates and business assumptions.
Monitor actual expenses against approved budgets, investigate variances and prepare clear explanations for review by the Head of Finance & Treasury.
Assist with financial analysis, cost tracking and basic product or transaction profitability reports to support management decisions.
Cash Management & Treasury Support:
Prepare daily or periodic cash-position reports from available bank information and maintain accurate records of balances and expected cash movements.
Support cash-flow forecasting by tracking expected collections, loan disbursements, supplier payments, payroll and other financial obligations.
Maintain treasury schedules for bank transactions, funding repayments and payment commitments; promptly escalate liquidity concerns and unusual transactions.
Tax, Statutory & Regulatory Support:
Compile schedules and supporting documents for applicable tax computations, including company income tax, VAT, withholding tax, PAYE and other statutory deductions.
Track due dates and maintain evidence of statutory remittances, including pension, NSITF and other applicable payroll-related obligations.
Assist with preparation of financial information and supporting schedules required for CBN or other regulatory returns, under the direction of the responsible manager and Compliance team.
Maintain organised records for statutory filings, annual returns and other compliance requests, and escalate missing documentation or approaching deadlines.
Reconciliations, Internal Controls & Audit:
Follow approved financial procedures, payment limits, segregation-of-duties requirements and maker-checker controls when processing transactions.
Perform timely bank, payment gateway, settlement-account, loan-system and general-ledger reconciliations; investigate differences and track outstanding items to resolution.
Support internal and external audits by preparing requested documents, explaining assigned transactions and tracking the closure of audit findings.
Maintain orderly and confidential financial files, vouchers, invoices, receipts, reconciliations and other supporting records for audit trail and retrieval.
Payables, Payroll & Receivables:
Check vendor invoices, staff claims and payment requests for appropriate approvals, supporting documents, correct coding and applicable tax treatment before processing.
Support payroll preparation with Human Resources by checking approved staff changes, payroll schedules and statutory deductions, and escalating discrepancies before payment.
Maintain accounts payable and receivable schedules, accurately record customer collections and repayments, and follow up on overdue or unreconciled balances with the relevant teams.
Management Reporting & Financial Analysis:
Prepare recurring finance reports and KPI schedules covering income, expenses, cash position, receivables, reconciliations and budget performance.
Highlight unusual movements, material variances, cash-flow pressures and control exceptions, providing clear supporting figures for management review.
Respond to approved requests for financial information from management, auditors, banks and other authorised stakeholders, ensuring that information is accurate and appropriately documented.
Systems, Documentation & Process Improvement:
Use the Company’s accounting software, spreadsheets and relevant lending or payment systems to record transactions, maintain schedules and validate data accuracy.
Identify repetitive manual tasks, data-quality issues and process gaps, and recommend practical improvements to the Head of Finance & Treasury.
Maintain confidentiality and uphold Nairapoint’s values of Speed, Reliability, Transparency, Innovation and People-Centered service, including compliance with applicable data-protection requirements.
Person Specification General Education:
Minimum of a Bachelor's degree in Accounting, Finance, Economics or a related discipline.
Professional Qualification:
ICAN/ACA or ACCA qualification, part-qualification, or active progress toward a recognised professional accounting qualification is an advantage. Practical training in IFRS, taxation or accounting systems is also beneficial.
Experience:
Four to six (4–6) years of progressive experience in accounting, finance or a related role. Experience in a finance company, microfinance bank, fintech or other financial-services environment is an advantage.
Practical experience with general ledger entries, bank reconciliations, accounts payable and receivable, month-end closing and supporting schedules.
Working knowledge of financial reporting principles, Nigerian tax and statutory obligations, payroll deductions and audit documentation.
Experience using accounting software or an ERP system and strong spreadsheet skills; familiarity with lending, collections or payment systems is an advantage.
Ability to manage deadlines, maintain accurate records, identify discrepancies and escalate issues promptly.
Key Competencies:
Strong numerical, analytical and reconciliation skills with meticulous attention to detail.
High integrity and respect for confidentiality when handling company and customer financial information.
Good organisation, time management and follow-through.
Clear written and verbal communication skills and the ability to work collaboratively across departments.
Proficiency in Microsoft Excel and willingness to learn accounting and financial systems.
Sound awareness of internal controls, approval procedures and compliance requirements.
Salary N400,000 - N600,000 / month.